Leave your memories, not a funeral bill.Final expense life insurance that’s actually simple and easy to understand. No medical exam*, instant approval for most, and absolutely no worries.
(855) 201-8627 Leave your memories, not a funeral bill.Final expense life insurance that’s actually simple and easy to understand. No medical exam*, instant approval for most, and absolutely no worries. (855) 201-8627 |
The average funeral costs $9,135.1 Can your family pay for that?Final expense whole life insurance can cover your funeral and medical bills, so they won’t have to. Because these costs are due shortly after you pass, your family may not have enough cash available. Plus, an existing life insurance policy takes time to pay out. Luckily, final expense insurance offers coverage up to $30,000 and pays out quickly so your family can focus on your legacy, rather than an expensive funeral or cremation bill. Enjoy the following benefits, as long as premiums are paid: No rate increasesCoverage until you passNo medical exam*Instant approvals for most |
We’re doing things the right way. |
Get covered quickly and hassle-free.Obtaining coverage doesn’t need to be long and drawn out. With us, it’s a 10-15 minute process that’s simple from start to end. Then, you can focus on what’s truly important.
Check your |
Relax. You’re in good company.Our policies are insured by Lumico Life Insurance Company, which protects over 140,000 families with $6+ billion of active coverage as of July 2020. Lumico is proud to be owned by a global Fortune 500 financial services industry leader.
Excellent Rating by A.M. Best
A.M. Best provides independent ratings of a life insurance company’s financial strength and claims paying ability2.
Better Business Bureau Rating
Lumico was awarded the highest rating from the Better Business Bureau3 which indicates confidence that the business is operating in a trustworthy manner. |
Our top questions.
What is final expense life insurance?
Final expense life insurance is a type of whole life insurance designed to cover end of life expenses, such as funeral, medical, or credit card bills. Popular with seniors, a final expense policy is a form of whole life insurance, so your coverage is active for the duration of your lifetime (as long as premiums are paid). Because coverage options are usually less than $30,000, final expense policies pay out quickly (often in days) and the application process does not require a medical exam*.
What can the proceeds from my final expense policy pay for?
With coverage amounts ranging from $5,000 to $30,000, final expense plans are intended to quickly cover end of life costs that are outstanding after you pass. This can include funeral, cremation, medical expenses, and/or credit card bills. There are no limitations on what a final expense benefit payout can pay for. If you (or your beneficiaries) would prefer to use the benefit to contribute towards a small inheritance, that is possible as well.
What is USA Family Protection, and what makes us different?
USA Family Protection Insurance Services is an agency focused on helping consumers obtain life insurance with transparency and honesty. We aim to provide you with the tools, support, and resources needed to make the decisions that help secure a positive financial future for you and your family. Our products feature fair and affordable rates, a speedy application process with no medical exam or bloodwork required*, and instant approvals for 83% of applicants. Plus, our policies are issued by Lumico Life Insurance Company, a reputable and trustworthy business that has protected over 140,000 families in the past 5 decades. Learn more about USA Family Protection
here.
Why should I choose USA Family Protection over other competitors?
Life insurance shouldn’t be difficult to obtain. With other competitors, getting a policy can be a confusing and overwhelming process that’s drawn out and complicated. That’s why we’ve focused on improving the application process to feature benefits such as:
What does the application process entail?
Applying with us is easy and hassle-free — always.
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A note from our founders.We started USA Family Protection with one simple goal: to make life insurance assessible, affordable, and beneficial to all. Our objective is to ensure that each and every policy we issue is paid out to the appropriate beneficiaries. At the end of the day, we aim to have a positive net impact on our customers’ lives. To do good, and to be good. We are happy you’re here, and can’t wait to hear what you think. The fine print:1National Funeral Directors Association 2019 national median cost of a funeral with viewing, burial, and vault. 2“A” is Excellent, and is the second highest of 15 ratings that can be awarded. While our A.M. Best rating reflects Lumico’s claims paying ability and indicates Lumico is financially stable and secure, it is not a guarantee of future performance. 3Rating is current as of July 2020. BBB ratings are not a guarantee of a business’s reliability or performance. *No medical exam required! Simply answer a few health questions. |
So, what are you waiting for?So, what are you waiting for? |
© 2024 USA Family Protection Insurance Services (USA FPIS). All rights reserved. USA FPIS operates in Missouri (AR Insurance License #: 2118 and CA Insurance License #: 6126‐7). USA FPIS operates as United Family Guardian Insurance Services in California. USA FPIS Policies are issued by Lumico Life Insurance Company.
Questions? |